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Can I Buy This Home

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Home  / Can I Buy This Home?

Can I Buy This Home?

Find out in less than a minute if you are qualified to buy your dream home

Can I Buy This Home?

STEP 1

Determine the remaining balance after a down payment has been made.

STEP 2

The estimated monthly Principal and Interest (P&I) mortgage payment based on the “Remaining Balance”.

STEP 3

The estimated monthly Tax and Insurance (T&I) payment.

STEP 4

The total monthly mortgage expense is calculated by adding Monthly P&I and Monthly T&I.

STEP 5

Enter your TOTAL monthly debt payments for all "other" loans and credit cards.

STEP 6

Total Monthly Expense including the new mortgage payment. (Total Monthly Mortgage Expense + Total Monthly Debt Payments)

STEP 7

The GROSS Monthly Income (i.e pre-tax income) required to qualify for a loan with the selected down payment

STEP 8

Does the combined monthly income of all borrowers meet or exceed the result of Step 7?
CONGRATULATIONS - Because your income exceeds the required amount calculated in STEP 7 it is highly likely that you will qualify for this loan. Please continue to STEP 9.
PLEASE TRY AGAIN - Because your income does NOT meet the required amount calculated in STEP 7 it may be difficult for you to qualify for this loan. Try again with a smaller loan amount or a larger down payment. You can also request to get pre-qualified by a mortgage professional by using the form in STEP 9.

STEP 9

RECEIVE A COPY AND SHARE YOUR RESULTS
Send me a copy
Pre-qualify
Send a copy to a Real Estate Agent

SUCCESS

CONGRATULATIONS!

BestMortgageRate.com has already calculated the required income for you to buy this home.
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